After a Texas insurance license has expired, how long can an agent wait before they must retake the licensing exam?

In Texas, once an insurance license has expired, an agent has a grace period within which they can renew their license without needing to retake the licensing exam. This period lasts for 90 days following the expiration of the license. If the agent does not renew their license during this time frame, they will be required to retake the licensing exam to obtain a new license.

This 90-day rule provides a clear guideline for agents to renew their licenses while allowing them a limited period to manage their responsibilities without the added pressure of retaking the exam. Therefore, recognizing the importance of this timeline is essential for any insurance agent in Texas to maintain their licensure and avoid lapses that could lead to the need for re-examination.