How does the CGL policy typically handle multiple claims from a single incident?

The correct choice regarding how the Commercial General Liability (CGL) policy handles multiple claims from a single incident is that claims are evaluated individually. This means that each claim arising from the incident will be assessed on its own merits, considering the specific details, damages, and coverage involved.

Evaluating claims individually allows insurers to determine the appropriate compensation for each claim based on the unique circumstances surrounding it, without automatically combining them or favoring one over another. This approach ensures that all legitimate claims are addressed, and that each claimant receives the fair treatment that is due under the policy.

In contrast, combining claims under one limit would limit the total amount available for all claims based on a single occurrence, which can unfairly disadvantage some claimants. Therefore, the practice of evaluating each claim individually safeguards the integrity of the claims process and provides a more equitable resolution for multiple claimants involved in the same incident.