How many days of written notice must be given for the non-renewal of a personal auto policy?

The requirement for non-renewal of a personal auto policy stipulates that the insurer must provide a minimum of 20 days of written notice to the insured. This notice period is established to ensure that policyholders have sufficient time to seek alternative coverage before their existing policy expires. This requirement reflects an emphasis on consumer protection, allowing individuals to avoid unexpected gaps in coverage.

Other options, such as 30, 45, or 10 days, do not align with this stipulation. A longer notice period may provide more time for policyholders to arrange new insurance, while a shorter one could leave them unprepared for the transition. However, the 20-day period strikes a balance, allowing for effective communication while ensuring policyholders aren't left in a state of uncertainty about their insurance coverage status.