What are the minimum liability limits for auto insurance in Texas?

Prepare for the Texas State GEICO Licensing Test. Gain knowledge with flashcards and practice quizzes. Enhance your understanding with detailed explanations for each question. Achieve success on your exam!

The minimum liability limits for auto insurance in Texas are established to ensure that drivers are financially responsible in the event of an accident. The correct answer reflects the legal requirements mandated by Texas law.

In Texas, the minimum liability coverage is defined as 30/60/25. This means that a driver must have at least $30,000 in coverage for bodily injury per person, $60,000 for total bodily injury per accident (for multiple people), and $25,000 for property damage. This structure ensures that injured parties can receive compensation for injuries and damages resulting from an accident, promoting accountability among drivers.

The other options display various coverage amounts that do not align with the minimum requirements set by Texas law, making them invalid for the purpose of fulfilling the state's legal obligations for auto insurance.

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