What does an inland marine policy typically cover beyond cargo?

An inland marine policy extends coverage beyond just cargo to include various types of losses that may occur during transportation or while the property is in storage. One of the key aspects of inland marine policies is that they are designed to cover property that is mobile or related to transportation, which means they often include coverage for losses occurring at docks and warehouses. This is particularly important for businesses that store goods in transit or at staging areas, as these locations are critical to the logistics and supply chain process.

Inland marine coverage can also encompass a variety of properties, not limited to just the actual cargo being transported, thus highlighting the comprehensive nature of the policy in mitigating risks associated with logistical operations. This broad scope is a defining feature and is why losses at docks and warehouses are a fundamental aspect of inland marine coverage.