What does Dealers Physical Damage coverage protect against?

Dealers Physical Damage coverage is designed specifically to protect the assets of auto dealers. This insurance covers damage to vehicles that are owned by the dealership, providing financial protection against losses resulting from various perils, such as theft, vandalism, or collision. This type of coverage is crucial for auto dealers, as it ensures that their inventory of vehicles is protected, which is essential for their business operations and financial stability.

The other options do not align with the purpose of Dealers Physical Damage coverage. Liability for bodily injuries relates to different insurance types, which protect against legal claims due to injuries inflicted on others, and would not cover damage to the dealer’s own vehicles. Coverage for personal vehicles pertains to individual car owners, rather than businesses like auto dealerships. Liability for damage to customers' property would involve protecting the dealer against claims from customers whose property may have been damaged while in the dealer's care, which is again separate from the specific coverage designed for the inventory of vehicles owned by the dealership. Thus, option B is the most accurate representation of the intent and function of Dealers Physical Damage coverage.