What does the Pollution Liability Coverage Extension Endorsement provide?

The Pollution Liability Coverage Extension Endorsement is designed to provide coverage specifically for bodily injury and property damage that arises from pollution events. This means that if a covered entity is held liable for harming someone or damaging property due to pollution, this endorsement would help cover those costs.

It's important to note that a broad range of pollution-related incidents can lead to bodily injury or property damage, including spills, leaks, and other environmentally hazardous activities. This endorsement extends protection beyond just clean-up costs or environmental lawsuits—two separate areas that are not fully encompassed by this specific coverage.

In contrast, the other options focus on various aspects of pollution liability. For instance, while coverage for pollution clean-up costs is crucial, it does not capture the full scope of liability for personal injuries or property damage. Similarly, while environmental lawsuits are a significant concern related to pollution, they are part of the broader implications of bodily injury and property damage liability that this endorsement specifically aims to address. Coverage for air and water pollution only is too limited, as it does not encompass all potential sources of liability related to pollution events.