What does the Products Completed Operations Limit cover?

The Products Completed Operations Limit is a critical component of a general liability insurance policy, specifically aimed at addressing claims that arise after a company has completed its work or delivered its products. This limit provides coverage for any injury or damage that occurs as a direct result of the products that the business has manufactured or the services it has performed.

Understanding why this answer is correct involves recognizing that it focuses on claims related to injuries or damages that occur from products or completed operations, which is the essence of this particular coverage. For example, if a manufactured item fails and causes injury or damage after it has been sold and used by a customer, the Products Completed Operations Limit would respond to that claim, ensuring that the business is protected against potential financial losses from such scenarios.

In contrast, the other options do not accurately capture the scope of coverage provided by the Products Completed Operations Limit. Personal injury claims, property damage under general liability, and advertising injury claims each pertain to different aspects of liability insurance. Therefore, B correctly highlights the specific focus on injuries stemming from completed products or operations, which makes it the appropriate and accurate choice.