What form of insurance is specifically designed to protect against malpractice claims?

Professional Liability Insurance is specifically designed to protect professionals from claims of negligence or malpractice in the services they provide. This type of insurance is essential for various professions, including doctors, lawyers, architects, and consultants, as it covers legal defense costs and any settlements or judgments arising from claims of inadequate work or negligent actions.

In contrast, Errors and Omissions Insurance, while similar in nature, is often more narrowly focused on specific professions, particularly in financial and insurance services. Commercial General Liability Insurance provides broader coverage for bodily injury and property damage caused during business operations, but it does not cover professional errors. Homeowners Insurance is tailored for homeowners to protect their property and personal liability but is not relevant to professional liability or malpractice claims. Therefore, Professional Liability Insurance is the correct answer as it directly addresses the protection needed against malpractice claims specifically.