What is the maximum amount payable for 'other structures' coverage under a homeowner's policy?

The maximum amount payable for 'other structures' coverage under a homeowner's policy is typically set at 10% of Coverage A. Coverage A represents the insured dwelling itself, and the 'other structures' coverage is meant to protect additional structures on the property that are not attached to the main dwelling. This could include items such as sheds, fences, and detached garages.

This percentage is a standard practice in homeowner policies, providing a specific limit that ensures homeowners have a defined amount of coverage available for structures that may not be included in the primary dwelling coverage. It’s essential for policyholders to understand this limit when assessing their overall coverage needs, particularly if they have multiple additional structures on their property.

The other options do not reflect the standard underwriting practices related to this coverage type. Thus, the 10% of Coverage A is a widely accepted figure that aligns with typical homeowner policy structures.