What is typically not covered under Coverage B according to the text?

Coverage B typically pertains to personal property that is not covered under other sections of a commercial insurance policy. Commonly, this includes items such as furniture, fixtures, and equipment used in the business. However, business inventory that is not stored on-premises is generally excluded from this coverage. Coverage B is designed to protect against losses related to property kept at the business location, while inventory that resides off-premises, such as in a warehouse or during transit, does not fall under this protection.

In contrast, items like personal computers, artwork, and office supplies are usually covered when they are on the premises, as they are considered integral to the business operations and can be protected under the specifics of Coverage B. This helps maintain the business's functionality and ensures that essential items are safeguarded against risks.