What timeframe does an insured typically have to act after submitting proof of loss?

The correct timeframe an insured typically has to act after submitting proof of loss is 90 days. In the context of insurance policies, this timeframe is established to ensure that claims are processed efficiently and that all parties involved address any issues related to the claim in a timely manner. The 90-day window allows the insurer to begin the evaluation of the claim and makes it necessary for the insured to complete any required actions or provide additional information related to their claim.

This timeframe is also consistent with many standard insurance practices, which aim to balance the needs of the insured while also enabling insurers to manage claims effectively. It’s important for claimants to adhere to this deadline to avoid delay or denial of their claims, as timely responses can significantly impact the outcome of the claims process.