What type of property is mentioned as business personal property under Coverage B?

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Business personal property under Coverage B specifically includes items that are used in the course of a business, which can encompass samples or articles intended for sale or delivery. This classification is essential because it acknowledges the tangible assets that businesses utilize to operate effectively, especially those that directly relate to the inventory or products they provide to customers.

The other categories, while relevant in different contexts, do not fit the definition of business personal property under Coverage B. Real estate refers to land and buildings, which falls under a different type of coverage. Vehicles are typically covered under a separate auto insurance policy. Office furniture, although part of a business's assets, is more commonly categorized under general business property, not specifically under the samples or sales articles mentioned in the question. Thus, samples or articles for sale or delivery align perfectly with the intent and purpose of Coverage B.

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