Which coverage protects for loss to specific valuable papers and records?

Valuable Papers and Records Coverage is specifically designed to protect against the loss or damage of important documents or records that are difficult to replace. This type of coverage is essential for businesses and individuals who possess critical papers, such as contracts, intellectual property, historical documents, or any important records that hold significant value. In the event that these papers are lost due to covered perils, this insurance provides financial compensation to help with restoration or replacement efforts.

The other options, while useful in their respective areas, address different types of coverage. Accounts Receivable Coverage protects businesses from financial losses due to the inability to collect receivables caused by damage to records. Contractors Equipment Floater insures movable equipment used in construction against risks like theft and damage, while Personal Articles Floater covers specific valuable items like jewelry or collectibles, rather than the broader category of valuable papers and records.