Which document must accompany an agent to represent multiple insurers?

To represent multiple insurers, an agent must have a certificate from each insurer. This document serves as official proof that the agent is authorized to sell the insurance products of the multiple companies they represent. The certificate typically contains vital information such as the name of the insurer and the specific lines of insurance the agent is authorized to sell.

Having this certificate ensures compliance with insurance regulations and provides transparency in the agent's ability to offer products from different insurers. It also helps in establishing a professional relationship between the agent and the insurers they represent, ensuring that the agent is accountable for their actions in the marketplace.

In contrast, a contract may define the relationship between an agent and a specific insurer but does not address multiple representations. A background check report is relevant for assessing the agent's qualifications and trustworthiness but does not serve as proof of representation. Similarly, a business card may help in marketing and networking but does not have any legal standing in terms of authority to represent multiple insurers.