Which exclusion is common in property in transit policies?

The correct answer is commonly recognized because theft, robbery, and civil commotion are indeed frequent exclusions found in property in transit policies. These types of losses are often seen as risks that insurance providers do not cover under these specific policies due to the nature of transportation and the difficulty in quantifying such risks.

When a policy is designed for property in transit, it generally prioritizes coverage for accidental damage or loss under typical transit conditions. However, events like theft or robbery present a higher level of risk that insurance companies may opt to exclude due to the various factors that can contribute to these situations, such as location, security measures, and the nature of the goods transported. Civil commotion can also lead to unpredictable circumstances that are hard to insure.

In contrast, natural disasters can sometimes be covered under specific conditions or added through endorsements, while employee negligence and equipment breakdowns have specific coverages or exclusions that can vary widely depending on individual policy details. This underscores the commonality of excluding theft, robbery, and civil commotion in property in transit policies, making option A the correct choice.