Which form of theft does NOT fall under inside premises theft of money and securities?

Inside premises theft of money and securities specifically refers to the theft of cash or negotiable instruments, as well as securities like stocks and bonds that are typically kept within the confines of a business or organizational premises. This type of coverage is designed to protect against losses that occur within a location where the policyholder operates.

Theft of merchandise, however, does not qualify under this particular category. Merchandise refers to goods or products that a business sells, which is separate from money and securities. Therefore, while money and securities are financial assets, merchandise represents physical inventory and property, placing its theft in a different category of coverage altogether, often classified under property or inventory loss rather than inside premises theft.

On the other hand, theft of money, theft of securities, and even theft of documents (which may contain sensitive information or contracts) are all closely aligned with the definitions set forth within the context of the inside premises theft of money and securities, as they involve financial or critical transactional elements directly tied to the business operations.