Which of the following is NOT excluded from the TDP 3 policy?

The TDP 3 policy, also known as the Texas Dwelling Policy 3, provides coverage for various types of property loss while explicitly excluding certain perils. Among these exclusions, things like nuclear incidents, intentional acts, and damages related to the law often fall outside the bounds of what the policy covers.

The inclusion of theft as a covered peril is significant. Under the TDP 3, theft is generally a covered loss, which means if someone steals property insured under this policy, the homeowners can file a claim for these losses. This distinguishes theft from the other mentioned exclusions, making it a critical aspect of coverage. This means that homeowners can feel secure knowing that they are protected against the financial impact of theft, which can significantly affect one's property value and security.

Thus, theft is not excluded from the TDP 3 policy, making it the right choice in this case.