Which of the following is covered by a jewelers block policy?

A jewelers block policy primarily provides all-risks coverage specifically tailored for jewelers and those in the jewelry business. This means it encompasses a wide range of potential risks, including loss or damage to inventory such as jewelry, as well as coverage against various perils that may affect the business's assets.

The focus on all-risks coverage is significant because it allows jewelers to protect their inventory against many unforeseen events, ensuring that their valuable items are safeguarded under a single comprehensive policy. This is critical for jewelers, as their inventory is often subject to various risks including theft, loss, and damage.

Other types of coverage mentioned may be components or additional coverage options available in other policies, but they don't represent the core purpose of a jewelers block policy. Employee dishonesty, for instance, might be covered under a separate fidelity bond rather than a standard jewelers block policy, and liability for theft would typically involve different forms of liability coverage unrelated to the property insurance focus of a jewelers block policy. Real estate damage does not align with the specific intent and scope of a jewelers block policy either.