Which of the following qualifies for inland marine insurance coverage?

Inland marine insurance is designed to cover property that is in transit over land or movable property that is not tied to one fixed location. This type of insurance is particularly focused on risks associated with transportation and the movement of goods. It applies to items like cargo being shipped, tools used in construction that move from job site to job site, and goods being transported across various locations.

Cargo that is moving is a classic example of what inland marine insurance addresses because it protects against potential losses during transit. If a shipment is damaged or lost while being transported by truck, train, or another means over land, inland marine insurance provides the necessary coverage.

Other options may not align with the coverage intent of inland marine insurance. Property at a fixed location, for instance, usually falls under a different category, known as property insurance or commercial property insurance. Similarly, while personal property can sometimes be covered under certain inland marine policies, not all personal property qualifies, and the inclusion of "only personal property" is too restrictive. Lastly, "all types of cargo" is too broad; not all cargo qualifies for inland marine insurance, as specific types of goods and conditions must be met for coverage. Therefore, the aspect of moving cargo clearly highlights the specific purpose and scope of inland