Which policy protects neon, fluorescent, or mechanical electrical signs?

The correct choice is Business floater. This type of insurance provides coverage for property that is mobile or frequently moved between locations. It specifically includes items that are not permanently located in one place, making it ideal for signs that may be transported or displayed in various locations. This coverage typically extends to neon, fluorescent, or mechanical electrical signs since they can be considered business personal property that may be moved for advertising or promotional purposes.

Business floater policies are essential for businesses that use these types of signs, as they protect against risks such as theft, damage, or loss while the signs are being transported or are in use away from the premises.

In contrast, options like commercial articles insurance and equipment dealers coverage focus on different aspects of business property and do not specifically address the needs for mobile signs. Property insurance generally covers fixed locations and does not typically provide the same level of protection for items that are regularly moved or where the risk exposure is different, making business floater the most suitable choice for ensuring coverage for neon and similar signs.