Which type of disability is characterized by a permanent physical impairment that results in only partial loss of earning ability?

The type of disability characterized by a permanent physical impairment that results in only a partial loss of earning ability is referred to as permanent partial disability. This term indicates that while the individual may have a lasting impairment, it does not completely prevent them from earning an income. Instead, they are still able to work, but their ability to earn may be reduced due to their impairment. This concept is important in understanding how disabilities can impact an individual's working capacity and financial situation.

In contrast, temporary total disability refers to situations where an individual is completely unable to work for a limited period but is expected to recover fully. Permanent total disability describes a condition where the individual is completely unable to work on a long-term basis due to their impairment. Temporary partial disability involves a scenario in which an individual can work but may only perform certain jobs or work fewer hours for a temporary period, often due to a temporary injury or condition. Understanding these distinctions helps clarify how various types of disabilities can affect a person’s life and employment options.