Which type of floater provides all-risk coverage for personal items such as cameras?

Prepare for the Texas State GEICO Licensing Test. Gain knowledge with flashcards and practice quizzes. Enhance your understanding with detailed explanations for each question. Achieve success on your exam!

The Personal Articles Floater offers all-risk coverage for specific personal items, which includes high-value belongings such as cameras, jewelry, fine art, and other valuable items. This type of insurance is tailored to protect against a wide range of risks, both at home and while items are being transported, making it particularly useful for individuals who own expensive personal property and wish to safeguard it against loss, theft, or damage.

In contrast, the other types of floaters mentioned serve different purposes. A Personal Effects Floater typically covers items that a person may carry while traveling but may not provide the same comprehensive, all-risk protection as the Personal Articles Floater. The Physicians Equipment Floater is specifically designed for medical professionals to protect their practice's equipment and supplies, and the Installation Floater is relevant to contractors and builders, covering materials while in transit to a job site or during installation. Thus, the Personal Articles Floater is the most appropriate choice for providing extensive coverage for personal items like cameras.

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